AK SB258

Amends AS 21.42.392(c) to prohibit health care insurers that provide dental coverage from limiting fees that dentists may charge for services not covered under the insurer's policy.

Allows insurers to reimburse covered persons at different rates based on whether the dentist is in-network or out-of-network, provided non-network covered expenses are not less than network provider amounts.

Permits insurers to offer dentists the option of entering preferred provider contracts with fee schedules for covered services only or for both covered and uncovered services.

Prohibits insurers from taking action against dentists who refuse to enter contracts, failing to list non-contracted dentists in marketing materials, or taking action based on a dentist's choice of contract type.

Defines "covered service" as any health care service for which the insurer pays a benefit, including benefits limited by deductible, coinsurance, or frequency restrictions under the insurer-insured contract.