CSSB 58(STA) Summary

• Allows insurers to exclude all coverage under personal automobile insurance policies when drivers are logged onto transportation network company (TNC) digital networks or providing prearranged rides, including liability, collision, comprehensive, and medical payments coverage.

• Requires TNCs and drivers to maintain primary automobile insurance covering drivers while logged onto digital networks ($50,000-$100,000 bodily injury/$25,000 property damage) and during prearranged rides ($1,000,000 combined coverage).

• Exempts transportation network company drivers from workers' compensation coverage requirements under Alaska law, along with horse carriage service operators.

• Requires TNCs to disclose in writing to drivers before ride acceptance what insurance coverage the TNC provides and that personal insurance policies may not cover TNC activities.

• Makes sections on workers' compensation and TNC definitions retroactive to January 1, 2014; establishes July 1, 2015 effective date for financial responsibility requirements; remaining provisions take effect immediately.