AK HB58

Health care insurers offering plans in Alaska must cover prescription contraceptives, FDA-approved emergency contraception (including over-the-counter), and related medical services without requiring prescriptions for over-the-counter emergency contraception.

Insurers must reimburse for 12-month supplies of prescription contraceptives for subsequent dispensings regardless of enrollment status at initial dispensing and cannot deny coverage if an insured changes contraceptive methods within 12 months.

Insurers cannot require copayments or deductibles for contraceptive coverage except as necessary to maintain high deductible health plan eligibility for health savings accounts, and cannot use prior authorization or step therapy to limit contraceptive access.

Religious employers meeting specific Internal Revenue Code criteria are exempt from contraceptive coverage requirements.

Municipal health insurance plans and state employee health plans are subject to the same contraceptive coverage requirements as private insurers.

Medical assistance (Medicaid) coverage must include prescription contraceptives for 12-month supplies, emergency contraception, and related medical services, contingent on federal approval by January 1, 2023.