AK HB272

Requires health insurers in Alaska to cover prosthetic and orthotic devices at a level at least equal to Medicare standards, including devices for daily living, job-related activities, and physical activities like running, swimming, and biking

Mandates coverage for repair or replacement of devices without continuous use or useful lifetime restrictions when a healthcare provider determines it necessary due to changes in the patient's condition or device functionality

Prohibits insurers from denying coverage to persons with limb loss for benefits that would be covered for non-disabled persons, and requires replacement coverage when repair costs exceed 60% of replacement costs

Requires insurers to maintain at least two in-network prosthetic/orthotic providers in the state, with out-of-network referrals at in-network copayment rates when necessary services are unavailable

Adds prosthetic and orthotic devices to Alaska Medicaid optional services, contingent on federal approval by January 1, 2027, and requires insurers and the Department of Health to report claims data to the legislature by the 36th legislative session