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AK HB302
Bill
Status
Introduced
2/11/2026
Primary Sponsor
Carolyn Hall
Click for details
AI Summary
- Creates a comprehensive regulatory framework for travel insurance in Alaska, establishing licensing requirements for travel insurance limited producers and allowing travel retailers to offer and disseminate coverage under a producer's direction
- Classifies travel insurance under the inland marine line for rates and forms filing purposes, covering trip cancellation/interruption, lost baggage, rental vehicle damage, medical emergencies, evacuation, and repatriation of remains
- Requires premium taxes to be based on the residence of the policyholder or certificate holder, with insurers required to document residency and report only amounts allocable to insurance (excluding travel assistance services and cancellation fee waivers)
- Mandates consumer protections including full refund rights for 10-15 days after purchase, disclosure of preexisting condition exclusions, and prohibits negative opt-out marketing tactics that pre-select coverage
- Defines eligible groups that may purchase blanket or group travel insurance, including tour operators, employers, educational institutions, sports teams, religious organizations, and financial institutions
Legislative Description
Travel Insurance
Motor Vehicles
Last Action
REFERRED TO LABOR & COMMERCE
2/11/2026
Committee Referrals
Labor & Commerce2/11/2026
Full Bill Text
No bill text available