HB306 Summary

• Establishes comprehensive licensing requirements for independent adjusters in Alabama including resident, nonresident, apprentice, and emergency classifications with specific qualifications and examination standards.

• Requires independent adjusters to complete 20-hour prelicensing courses and pass written examinations, with exemptions available for adjusters licensed in other states within specified timeframes.

• Mandates 24 hours of biennial continuing education for licensed adjusters, including 3 hours in ethics, with approval of courses by the Insurance Commissioner.

• Sets standards of conduct for independent adjusters including honesty, fair dealing, prohibitions on unauthorized legal practice, financial interest restrictions, and reporting requirements for administrative and criminal actions in other jurisdictions.

• Repeals Chapter 9 of Title 27 (previous adjuster licensing law) and establishes new fee schedules in Section 27-4-2 with application fees of $20, license fees ranging from $80-$200 depending on license type, and examination fees up to $100.