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AL HB720

Bill

Status

Introduced

4/19/2012

Primary Sponsor

Yvonne Kennedy

Click for details

Origin

House of Representatives

Regular Session 2012

AI Summary

HB 720 Summary

  • Requires homeowner's insurance carriers to include a clear written disclosure with annual renewal packages showing the actual cost of each coverage type expressed as both the rate per $1,000 of coverage and the total dollar cost.

  • Applies to all residential dwellings including traditional single or multi-family homes, mobile homes, and manufactured houses offered for insurance against risks or loss.

  • Authorizes the Insurance Commissioner to adopt a standard form for disclosing the required cost information.

  • Becomes effective on the first day of the third month following passage and approval by the Governor, or upon otherwise becoming law.

Legislative Description

Homeowners insurance, carriers required to disclose actual costs of each item of coverage in annual renewal policy package, both as cost per $1,000 coverage and actual cost of each item of coverage, Homeowner's Insurance Cost Transparency Act

Insurance

Last Action

Read for the first time and referred to the House of Representatives committee on Insurance

4/19/2012

Committee Referrals

Insurance4/19/2012

Full Bill Text

No bill text available