AL SB433

Prohibits health insurance policies and health maintenance organization plans from requiring dentists to provide services to covered individuals at plan-set fees unless those services are covered by the plan or policy.

Defines key terms including covered persons, covered services, dental care providers (licensed dentists), and applicable insurance policies and contracts.

Preserves insurers' and third-party administrators' ability to restrict balance billing, waiting periods, frequency limitations, deductibles, and maximum annual benefits for covered services.

Excludes corporations organized under Article 6 of Chapter 20 of Title 10A, Code of Alabama 1975 from the bill's requirements.

Becomes effective on the first day of the third month following passage and approval by the Governor, or upon otherwise becoming law.