HB 108 - Religious Liberty Act of 2013

• Creates The Religious Liberty Act of 2013 to permit religiously affiliated or motivated employers to exclude contraceptive or abortifacient drugs, devices, and methods from employee health insurance coverage.

• Defines "religiously affiliated or motivated employer" as either entities operated as churches or religious organizations, or entities with 10 or fewer shareholders/members/partners holding religious beliefs opposing contraceptives or abortifacients.

• Requires employers seeking coverage exclusion to file a written affidavit with their insurer; insurers must then issue policies excluding contraceptive or abortifacient coverage.

• Preserves coverage for contraceptive or abortifacient drugs prescribed for non-contraceptive medical purposes, though employers may require employees to pay upfront and submit claims with evidence of non-contraceptive use.

• Prohibits employers from accessing protected health information and requires compliance with the federal Health Insurance Portability and Accountability Act of 1996.