HB103 Summary

• Authorizes the Commissioner of Insurance to require fingerprints from initial resident applicants for insurance producer licenses, title insurance agent licenses, and independent adjusters to conduct state and federal criminal background checks through the Alabama Department of Public Safety and FBI.

• Removes all references to submitting and storing electronic fingerprint records with the National Association of Insurance Commissioners (NAIC) for retention in a centralized repository.

• Exempts limited lines producers from fingerprint and criminal background check requirements.

• Requires applicants to submit full fingerprint sets including scanned copies, with fees payable directly to contractors; allows Commissioner to waive submission for persons with previously filed fingerprints.

• Mandates fingerprints and criminal history information be treated as confidential, protected with FBI standards, and not subject to subpoena except in criminal actions; became effective immediately upon passage (House passed February 4, 2014; Senate passed April 3, 2014).