SB292 Summary

• Permits electronic delivery of property and casualty insurance policies and endorsements to email addresses or accessible websites where parties have affirmatively consented to receive notices.

• Requires insurers to provide clear disclosures before obtaining consent, including the right to withdraw consent, types of documents affected, right to paper copies, and procedures for updating contact information.

• Electronic delivery is deemed equivalent to traditional delivery methods (first class mail, certified mail, etc.) under applicable law.

• Requires insurers to deliver documents by alternative methods if electronic delivery fails or the email address becomes invalid.

• Makes the act effective on the first day of the third month following passage and approval by the Governor.