AL HB319

Expands the crime of encoded data fraud under Section 13A-8-113 to include knowingly possessing any purported credit or debit card that was not legitimately issued by a financial institution, company, governmental agency, or other card issuer with intent to commit an unlawful act or defraud.

Creates a rebuttable presumption of fraudulent intent if a credit or debit card contains conflicting identifying information, presuming the card was not legitimately issued.

Requires that possession of each fraudulent credit or debit card be charged as a separate count in violation of subdivision (3).

Establishes that conviction under this section is a Class C felony, and allows law enforcement to seize and destroy scanning devices, reencoders, or fraudulent credit or debit cards as contraband.

Becomes effective on the first day of the third month following passage and approval by the Governor.