SB235 Summary

• Removes requirement for insurance customers to submit copies of construction records to insurers for properties certified as meeting Institute for Business and Home Safety (IBHS) standards to qualify for premium discounts.

• Requires property owners with IBHS-certified homes to submit evidence of certification instead of construction records when claiming wind mitigation discounts.

• Applies to properties certified under Fortified For Safe Living Standards (FFSLS), Fortified Commercial Standard (FCS), Fortified Home standards, and related IBHS programs.

• Maintains existing requirements for properties meeting the 2006 International Residential Code standards, which still require submission of construction records and related documentation.

• Becomes effective immediately upon passage and approval by the Governor.