AL HB300

Health benefit plans in Alabama that cover supplemental or diagnostic breast examinations must provide that coverage without imposing deductibles, copayments, or coinsurance on enrollees, effective January 1, 2027

Diagnostic breast examinations include contrast-enhanced mammography, diagnostic mammography, breast MRI, breast ultrasound, and molecular breast imaging used to evaluate abnormalities detected through screening or other examinations

Supplemental breast examinations cover the same imaging types when used for screening patients with no abnormality but elevated risk factors such as dense breast tissue, personal history, or family medical history, as recommended by a physician

Applies to all health benefit plans issued, delivered, or renewed in Alabama, including those from health insurers, HMOs, health care services plans, and nonprofit agricultural organizations

Excludes accident-only, specified disease, hospital indemnity, credit, dental-only, Medicare supplement, long-term care, disability income, and other limited benefit policies