AR SB113

Prohibits qualified health plans offered through Arkansas's state health insurance exchange from including elective abortion coverage as part of standard plan offerings.

Allows individuals to purchase optional supplemental abortion coverage outside the state exchange with a separate premium that must fully cover estimated abortion costs on an actuarial basis.

Requires insurers offering supplemental abortion coverage to obtain three separate signatures at enrollment: one for abortion coverage, one for other coverage, and one acknowledging receipt of the separate premium notice.

Mandates that notices about supplemental abortion coverage costs be distinct and separate from notices about other coverage costs, with specific premium amounts disclosed at enrollment.

Prohibits insurers from discounting or reducing premiums for standard exchange plans based on whether an enrollee has elective abortion coverage; does not apply if federal law preempts state regulation.