AR SB1060

Adds Arkansas Code 27-22-112 establishing that insured motorists involved in accidents with uninsured motorists can be held liable only for medical costs, property damage, and lost income.

Exempts the liability cap when the uninsured motorist was operating a vehicle under the influence of alcohol or drugs and was convicted, pleaded guilty, or (if deceased) proven by preponderance of evidence to have been under the influence.

Exempts the liability cap for passengers in vehicles involved in the accident unless they are vehicle owners, bystanders not in vehicles, wrongful death claims, and when the insured motorist intentionally caused the accident, fled the scene, or was committing a felony.

Exempts the liability cap when a plaintiff or claimant was a dependent of parents without required insurance coverage, or when the plaintiff previously had insurance that was terminated for non-payment without 30 days' written notice.

Allows the liability cap to be asserted by insured persons found liable for damages and by their motor vehicle liability insurers.