SB1189 Summary

• Establishes the "Arkansas Health Insurance Marketplace Navigator, Guide, and Certified Application Counselor Act" to regulate individuals and entities assisting consumers with health insurance marketplace enrollment.

• Creates four licensure categories under the Insurance Commissioner: navigators, guides, certified application counselors, and certified licensed producers, each with specific qualifications and duties.

• Prohibits health insurers and their affiliates from serving as navigators or guides; requires navigators and guides to be licensed as eligible entities and bars them from receiving compensation from health insurers.

• Grants the Insurance Commissioner authority to deny, suspend, revoke, or discipline licenses for violations, with civil penalties up to $10,000 per violation and up to $25,000 per violation of cease and desist orders.

• Becomes effective upon federal notification of health insurance marketplace provisions or when a health insurance marketplace becomes operational in Arkansas.