AR HB1894

Establishes the Vision Care Plan Act of 2015 to regulate insurers, vision care plans, and vision care discount plans that provide vision care benefits in Arkansas.

Prohibits insurers and vision care plans from establishing fees for noncovered services or materials, requiring providers to apply discounts to noncovered items, or requiring participation with specific discount plans as a condition of joining provider networks.

Restricts insurers and vision care plans from modifying contract terms, discounts, or reimbursement rates during the contract term without written authorization from the vision care provider.

Prevents participating provider agreements from limiting vision care providers' choice of optical labs or suppliers of services and materials.

Authorizes vision care providers to bring civil actions for violations, with prevailing parties eligible to recover minimum damages of $1,000, treble damages for actual damages, and attorney's fees; establishes State Insurance Department rulemaking authority and Insurance Commissioner enforcement responsibility.