AR SB780

Defines key terms for transportation network companies operating in Arkansas, including "digital network," "personal vehicle," "prearranged ride," "transportation network company," and "transportation network company driver"

Requires transportation network company drivers to maintain primary automobile liability insurance of at least $50,000 per person/$100,000 per incident/$25,000 property damage while logged into the company's digital network and available to receive requests

Mandates $1,000,000 in primary automobile liability insurance coverage for death, bodily injury, and property damage while a driver is actively engaged in a prearranged ride

Allows insurance requirements to be satisfied by any combination of coverage maintained by the driver or the transportation network company, with the company providing coverage from the first dollar if the driver's insurance lapses or is insufficient

Permits private automobile insurers to exclude coverage for vehicles used in transportation network company services and prohibits transportation network companies from seeking reimbursement from personal vehicle insurers