HB 1945 Summary

• Transfers $1,500,000 annually from the State Insurance Department Trust Fund to the State Central Services Fund for expenses related to the online insurance verification system

• Increases the minimum mandatory fine for operating a motor vehicle without insurance from $50 to $100, with maximum remaining at $250

• Allocates the first $15 of uninsured motorist fines to the Arkansas Citizens First Responder Safety Enhancement Fund, with remaining fines distributed to state police, county, or municipal law enforcement agencies for vehicle and equipment purchases

• Allows electronic proof of insurance (on cellular phones or portable devices) to satisfy motor vehicle registration and licensing requirements if presented within 30 days of issuance

• Requires implementation of the online insurance verification system by January 1, 2020, and modifies system requirements to use multiple matching keys including National Association of Insurance Commissioners codes, vehicle identification numbers, and policy numbers