AR SB666

Limits the act's applicability to only $5,000 in aggregate medical and hospital benefits under Arkansas Code § 23-89-202(1)

Grants insurers a right of reimbursement and lien on tort recovery settlements or judgments for benefits paid, less collection costs

Allows insurers to pursue subrogation rights against liable third parties even when a benefit recipient does not pursue their own recovery

Eliminates the common law "make whole" doctrine requirement, permitting insurers to be reimbursed before injured parties receive full compensation

Prohibits liable parties' insurers from conditioning settlement or judgment payments on issuing single checks jointly to the injured party and their insurance company