AR HB1079

Health benefit plans in Arkansas must cover genetic testing for inherited gene mutations associated with increased cancer risk for individuals with personal or family history of cancer, effective January 1, 2026

Coverage also required for evidence-based cancer imaging for individuals at increased risk of developing cancer when ordered by a healthcare provider following National Comprehensive Cancer Network guidelines (level 2a or higher) or other nationally recognized clinical practice guidelines

Genetic testing and cancer imaging coverage is exempt from annual deductibles, copayments, and coinsurance limits, except for state/public school employee plans and self-funded governmental plans

Applies to individual, blanket, and group health plans issued by healthcare insurers, HMOs, hospital medical service corporations, and self-insured governmental or church plans, but excludes dental-only, vision-only, disability income, workers' compensation, and other limited benefit plans

Insurance Commissioner required to promulgate rules to implement the law; bill approved April 17, 2025