AR HB1275

Health benefit plans in Arkansas are prohibited from requiring prior authorization or precertification for healthcare services provided to individuals experiencing a mental health crisis

"Mental health crisis" is defined as a situation where an individual's emotional or mental state becomes so severe that it puts them at risk of harming themselves or others, prevents proper self-care, or significantly disrupts daily functioning

Covered healthcare services include treatment at crisis stabilization units, immediate crisis services programs, and emergency department care provided by licensed healthcare professionals

The prohibition applies to insurance companies, health maintenance organizations, hospital and medical service corporations, risk-based provider organizations, and nonfederal self-funded governmental plans operating in Arkansas

The Insurance Commissioner and State Board of Finance may promulgate rules to implement the law; approved March 25, 2025 as Act 389