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AR HB1950
Bill
Status
4/1/2025
Primary Sponsor
Randy Torres
Click for details
AI Summary
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Homeowners insurance providers are prohibited from canceling, refusing to renew, or charging higher rates for policies solely because a residence operates as a licensed family childcare home that meets Department of Education rules
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Licensed family childcare home operators must maintain a separate personal liability insurance policy with minimum coverage of $100,000 per occurrence in addition to their homeowners insurance
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Insurance providers must give written notice of any potential cancellation reasons and provide an opportunity for operators to remedy issues without requiring them to cease childcare operations
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Operators must annually submit proof of their separate liability insurance to their homeowners insurance provider and comply with all local, state, and federal childcare regulations to remain protected
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The Department of Education will enforce the law and promulgate rules, with complaints referred to the State Insurance Department for investigation
Legislative Description
To Protect Licensed Family Childcare Homes From Termination Of Homeowners Insurance Coverage; And To Prohibit Discrimination Against Licensed Family Childcare Homes By Homeowners Insurance Providers.
Last Action
Recommended for study in the Interim by the Committee on INSURANCE & COMMERCE- HOUSE
4/8/2025