HB 2273 Summary

• Prohibits business entities, including consumer reporting agencies, from selling or exchanging information about credit inquiries arising from consumer mortgage loan applications to third parties.

• Exempts sales or exchanges when the third party holds an existing mortgage loan on the property.

• Exempts information provided by mortgage originators or servicers to third parties providing services related to loan origination, servicing, securitization, secondary market sales, or similar transactions.