AZ SCR1038

Supports clear disclosure of health insurance benefits and coverage limitations in language understandable to average consumers to enable informed purchasing decisions.

Supports a uniform and automated prior authorization process to allow patients faster access to medications, specialists, and medically necessary care.

Affirms that medical necessity determinations should be made by prudent, qualified, licensed physicians and that patients have the right to appeal adverse benefit decisions with free external review.

Calls for health insurers to file annual reports with the Department of Insurance disclosing coverage and noncoverage rates publicly via the internet.