AZ HB2278

Allows parents to request security freezes on credit reports of their minor children in addition to the existing right of consumers to place freezes on their own reports.

Requires consumer reporting agencies to place security freezes within ten business days of receiving a request from a consumer or parent of a minor.

Permits consumer reporting agencies to release a minor's credit report or credit score to the minor's parent even when a security freeze is in place.

Extends existing security freeze procedures to parents of minors, including requirements for confirmation notices, unique identification numbers/passwords, removal requests, and temporary lift procedures.

Maintains the $5 fee structure for placing, removing, or temporarily lifting security freezes, with exemptions for identity theft victims who provide valid police reports.