AZ HB2628

Amends statutes 32-1055 and 32-1056 regarding unlawful acts by collection agencies in Arizona.

Makes it unlawful for collection agencies to bring suit or initiate arbitration against debtors when the statute of limitations has expired, the debt was discharged in bankruptcy, the debt was paid or settled, or the debt is illegal under federal or state law.

Declares violations of the federal Fair Debt Collection Practices Act (15 U.S.C. sections 1692-1692p) and the Servicemembers Civil Relief Act (50 appendix U.S.C. sections 501-597b) to be unlawful acts under Arizona collection agency law.

Establishes that violations of collection agency statutes or adopted rules constitute unlawful acts or practices under Arizona consumer protection law (section 44-1522), allowing the Attorney General to investigate and take enforcement action.