HB 2422 Summary

• Prohibits employers from discharging, failing to hire, or discriminating against employees or applicants based on consumer reports or credit history.

• Prohibits employers from inquiring about an applicant's or employee's consumer report or credit history.

• Violation of the employment restrictions is classified as a class 3 misdemeanor.

• Removes "employment purposes" from the definition of permissible uses for consumer reports under Arizona's Fair Credit Reporting Act equivalents.

• Removes employer disclosure requirements and employment-related exceptions from consumer report security freeze provisions for both regular consumers and protected persons (minors and incapacitated individuals).