AZ HB2254

Increases minimum motor vehicle liability insurance limits effective July 1, 2019 from $15,000/$30,000/$10,000 to $25,000/$50,000/$25,000 for bodily injury, death, and property damage per accident.

Requires insurers to offer uninsured and underinsured motorist coverage to named insureds at the time of application on director-approved forms, with the policy declarations page sent to the insured.

Eliminates the requirement to re-offer uninsured and underinsured motorist coverage during policy reinstatement, transfer, substitution, modification, renewal, or when minimum liability limits change.

Specifies that uninsured motorist coverage applies only to vehicles with liability limits below the section 28-4009 minimums, and clarifies that underinsured motorist coverage covers damages exceeding available liability limits.

Applies to policies issued, reinstated, or renewed on or after July 1, 2019, with policies issued before that date retaining the previous $15,000/$30,000/$10,000 limits.