AZ HB2788

Requires health care insurers offering individual or small employer group health plans in Arizona to provide coverage for ten essential benefits including ambulatory services, emergency services, hospitalization, maternity and newborn care, mental health and substance abuse services, prescription drugs, rehabilitation services, laboratory services, preventive and wellness services, and pediatric services including oral and vision care.

Prohibits health care insurers from denying coverage or canceling plans based solely on an individual's health status or preexisting condition.

Prohibits insurers from excluding preexisting conditions, refusing to cover services needed to treat preexisting conditions, or applying additional deductibles, copayments, or coinsurance based on preexisting conditions.

Prohibits imposing annual or lifetime dollar limits on essential health benefits.

Prohibits using an individual's health status or age and sex to establish or adjust premium rates, with limited exceptions for unfair discrimination based on age or sex.