SB 1081 Summary

• Amends Arizona law on unfair claim settlement practices under section 20-461 of the Arizona Revised Statutes.

• Requires insurers to pay charges for reasonable and necessary services provided by physicians licensed under Arizona title 32, chapters 8, 13, or 17, if services are within the physician's lawful scope of practice and coverage includes diagnosis and treatment of the condition.

• Clarifies that insurers may apply deductibles, coinsurance, preferred provider requirements, and quality assurance measures equally to all physician types without discrimination to their usual and customary procedures.

• Specifies that the section provides an administrative remedy to the insurance director only and does not create a private right of action for insureds or residents.