AZ HB2209

Requires health care insurers offering individual or small employer group health plans in Arizona to cover ten essential benefits: ambulatory services, emergency services, hospitalization, maternity and newborn care, mental health and substance abuse disorder services, prescription drugs, rehabilitative and habilitative services and devices, laboratory services, preventive and wellness services, and pediatric services including oral and vision care.

Prohibits health care insurers from denying coverage, canceling plans, or refusing renewal based solely on an individual's health status or preexisting condition.

Prohibits insurers from using health status to establish premiums, refusing to cover services for preexisting conditions, or imposing annual or lifetime dollar limits on essential benefits.

Prohibits imposing additional deductibles, copayments, or coinsurance based solely on a preexisting condition, and prohibits unfair discrimination in premium rates based on age or sex.

Defines key terms including "health care insurer," "health plan," "preexisting condition exclusion or limitation," and "small employer group" (employers with 2-50 eligible employees).