AZ HB2211

Requires insurers offering Medicare supplement insurance to persons age 65+ must also offer policies to persons eligible for Medicare due to disability or end-stage renal disease, with identical benefits and coverages.

Prohibits insurers from charging higher premiums to Medicare enrollees under age 65 with disability or end-stage renal disease than the highest rate charged to enrollees age 65+.

Establishes enrollment windows allowing Medicare enrollees to enroll in supplemental policies within six months of enrolling in Medicare Part B, receiving retroactive enrollment notice, or terminating group health insurance coverage (with January 1, 2023 effective date for disabled and renal disease enrollees).

Prohibits Medicare supplement policies from excluding services provided by properly licensed health care providers if the services are Medicare-eligible and would be covered by Medicare.

Prohibits Medicare supplement policies from prohibiting third-party premium payments made on behalf of an enrollee if paid in full and timely as provided in the policy.