SB1118 Summary

• Amends Arizona insurance statutes to modify certification of director fees, changing the minimum fee for director certificates under seal from $1.50 to $0.00.

• Updates electronic communications provisions to require insurers uploading documents to portals to send separate notice specifying what was uploaded, and clarifies that oral consent with written records or archived recordings qualify as consent for electronic delivery.

• Establishes Medicare supplement insurance early enrollment discounts that diminish over time and are not considered attained age rating, requiring insurers to disclose how discounts will diminish to applicants.

• Adds provision exempting insurers from creditable coverage certificate requirements if federal laws prohibiting preexisting condition exclusions supersede the requirement to provide such certificates.

• Makes technical corrections to language in health insurance sections regarding eligible individuals, policy forms, and reporting requirements related to guaranteed availability of individual health insurance coverage.