AZ HB2411

Prohibits hospital service corporations, medical service corporations, health care services organizations, disability insurers, and group/blanket disability insurers from imposing cost sharing (deductibles, copayments, coinsurance) for diagnostic and supplemental breast examinations on or after January 1, 2025.

Exempts high deductible health plans (as defined under 26 U.S. Code § 223(c)(2)) from the cost sharing prohibition until the minimum deductible is met.

Defines "diagnostic breast examination" as medically necessary examinations using mammography, MRI, or ultrasound to evaluate suspected or detected breast abnormalities, per National Comprehensive Cancer Network Guidelines.

Defines "supplemental breast examination" as medically necessary screening or risk-based examinations using contrast enhanced mammography, MRI, or ultrasound based on personal/family medical history or breast cancer risk factors.

Applies to insurance policies and plans issued, amended, delivered, or renewed on or after January 1, 2025.