AZ HB2333

Requires all health insurers (hospital service corporations, medical service corporations, health care services organizations, and disability insurers) to provide coverage for prosthetic and orthotic devices at least equivalent to Medicare Part B, effective January 1, 2027.

Coverage must include purchase, fitting, adjustment, repair, and replacement of devices to support daily living, job activities, physical activities (running, biking, swimming), and bathing, with the health care provider selecting the most appropriate device.

Insurers must provide access to at least two in-state prosthetic/orthotic providers; if in-network providers are unavailable, out-of-network referrals must be provided with full reimbursement at negotiated rates.

Device replacement is required without lifetime restrictions when a provider determines replacement is needed due to patient condition changes, device damage, or repair costs exceeding 60% of replacement cost.

Insurers must submit annual reports from January 1, 2028 through 2032 to the Department of Insurance detailing total prosthetic/orthotic claims and amounts paid, with the reporting requirement repealed after January 1, 2032.