AZ SB1771

Requires all individual, short-term, and small employer health plans in Arizona to cover ten categories of essential health benefits including hospitalization, maternity care, mental health services, prescription drugs, and preventive care.

Prohibits health insurers from denying coverage, imposing preexisting condition exclusions, canceling policies based on health status, or using health status to set premiums for individuals and small employer groups.

Mandates coverage without cost sharing for preventive services recommended by federal health agencies and requires dependent coverage until age 26.

Bans annual or lifetime dollar limits on essential health benefits and prohibits unfair discrimination in premium rates based on age or sex.

Amends short-term limited duration insurance definition to remove exemption from state health coverage mandates while maintaining the 12-month initial term with maximum 36-month duration including renewals.