AB 1521 Summary

• Prohibits health care service plans and health insurers from varying compensation to agents, brokers, and solicitors based on an individual's health status, claims experience, industry, or occupation when selling individual health care contracts or policies.

• Allows plans and insurers to establish standardized or tiered compensation rates for solicitors provided such rates do not create incentives to recommend, offer, or sell based on protected characteristics like health status or occupation.

• Requires plans and insurers to base solicitor compensation at renewal or transfer of individual contracts at the renewal rate for the new policy, not on the individual's health characteristics.

• Mandates that plans and insurers notify individuals applying to change to a different individual health care contract or insurance policy that the application may result in medical history review, higher premiums, or coverage denial for the different policy.

• Requires solicitors to identify the specific health plan or insurer they are offering.