CA AB2151

Prohibits insurers from increasing premiums on private auto policies for peace officers, California Highway Patrol members, and firefighters when accidents involve authorized emergency vehicles, employer-leased/rented vehicles, or private vehicles operated at employer request during duty.

Eliminates requirement for public safety employees to report accidents to their personal auto insurers when operating employer vehicles or personal vehicles at employer direction in performance of duty.

Establishes that vehicle owners have no liability and employers are considered vehicle owners for liability purposes when accidents occur during employer-directed use of employee-owned private vehicles.

Prohibits insurers from denying coverage based on good faith delays in accident reporting by employees when the accident involved employer-directed use of their private vehicle.

Allows proof of financial responsibility to be established by filing reports indicating vehicles involved in accidents were owned/operated by public safety employees at government direction or owned/rented by government entities.