CA AB328

Removes specified insurance provisions from exemptions to electronic transactions, allowing parties to conduct certain insurance transactions electronically with consent under California's Uniform Electronic Transactions Act.

Authorizes electronic notice delivery for insurance transactions on California risks with policyholder consent, requiring insurers to maintain systems for confirming opt-in agreements and enabling electronic opt-out.

Allows insurers to pay claims via electronic funds transfer with insured consent, but prohibits requiring electronic payment as a condition of coverage.

Specifies that certain insurance documents (good driver discount denials, cancellation reasons) cannot be delivered electronically unless the initial transaction was conducted electronically.

Permits electronic payment to contractors and repairers for property damage claims and motor vehicle repairs with their consent, and allows electronic notice to lienholders with their consent.