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CA AB679
Bill
Status
Introduced
2/26/2009
Primary Sponsor
Martin Garrick
Click for details
AI Summary
- Amends Insurance Code Section 791.10 to change how insurers must notify applicants of adverse underwriting decisions
- Changes oral advisement language from "may receive" reasons in writing to "shall receive" reasons in writing upon request
- Requires written disclosure of reasons for declinations, cancellations, or nonrenewals of property, automobile, life, health, or disability insurance policies
- Maintains existing requirements for insurers to provide applicants with specific reasons for adverse decisions and summaries of applicable rights within 21 business days of written request
- Establishes exceptions allowing insurers to withhold privileged information if there is reasonable suspicion of criminal activity, fraud, misrepresentation, or nondisclosure
Legislative Description
Insurance: adverse underwriting decisions.
Last Action
From committee: Filed with the Chief Clerk pursuant to Joint Rule 56.
2/2/2010
Committee Referrals
Insurance3/23/2009
Full Bill Text
No bill text available