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CA AB679

Bill

Status

Introduced

2/26/2009

Primary Sponsor

Martin Garrick

Click for details

Origin

State Assembly

2009-2010 Session

AI Summary

  • Amends Insurance Code Section 791.10 to change how insurers must notify applicants of adverse underwriting decisions
  • Changes oral advisement language from "may receive" reasons in writing to "shall receive" reasons in writing upon request
  • Requires written disclosure of reasons for declinations, cancellations, or nonrenewals of property, automobile, life, health, or disability insurance policies
  • Maintains existing requirements for insurers to provide applicants with specific reasons for adverse decisions and summaries of applicable rights within 21 business days of written request
  • Establishes exceptions allowing insurers to withhold privileged information if there is reasonable suspicion of criminal activity, fraud, misrepresentation, or nondisclosure

Legislative Description

Insurance: adverse underwriting decisions.

Last Action

From committee: Filed with the Chief Clerk pursuant to Joint Rule 56.

2/2/2010

Committee Referrals

Insurance3/23/2009

Full Bill Text

No bill text available