CA AB1063

Eliminates the insurer's ability to deduct amounts paid by other liable parties from underinsured motorist coverage limits when calculating maximum liability for bodily injury claims.

Modifies Section 11580.2 of the Insurance Code to remove the offset provision that previously reduced insurer liability by payments made to the insured from legally liable third parties.

Applies to underinsured motorist coverage claims involving one or more motor vehicles, affecting how insurers calculate their maximum liability obligations.