CA AB1800

Requires health care service plans and health insurance policies (except specialized plans) issued, amended, or renewed on or after January 1, 2014, to limit annual out-of-pocket expenses for essential health benefits to amounts not exceeding federal limits under the Patient Protection and Affordable Care Act.

Applies the out-of-pocket expense limit to all cost-sharing forms including copayments, coinsurance, deductibles, and outpatient prescription drugs that qualify as essential health benefits.

Preserves the ability of eligible insureds to receive reduced cost sharing as described in federal law and does not affect existing federal cost-sharing reduction provisions.

Clarifies that health care service plans cannot waive their obligation to comply with the Knox-Keene Health Care Service Plan Act of 1975 by delegating services to medical groups, independent practice associations, or other contracting entities.

Replaces the term "telemedicine" with "telehealth" throughout Section 1367 and updates cross-references to prescription drug benefit provisions.