CA SB1212

Authorizes electronic transmission of insurance renewal offers and notices for automobile, property, commercial, and liability insurance if the insured provides affirmative consent.

Requires insurers to obtain written, verbal, or electronic affirmative consent from the named insured before sending renewal offers, conditional renewal notices, or earthquake coverage disclosures electronically.

Mandates insurers provide named insureds with a method to verify email legitimacy, report address changes, and opt out of electronic transmission at any time.

Requires insurers to maintain records of electronic transmission consent and delivery confirmation for the policy duration plus five years, retrievable upon request by the Department of Insurance.

Applies to renewal notices under Insurance Code Sections 663 and 678, conditional renewal notices under Section 678.1, and earthquake coverage offers or renewals under Section 10086.