CA AB2293

Establishes insurance requirements for transportation network companies (TNCs) and their drivers, effective July 1, 2015, requiring $1,000,000 in liability coverage while actively transporting passengers and $50,000/$100,000/$30,000 in coverage during other active periods.

Requires TNCs to disclose in writing to drivers that personal automobile insurance policies will not cover TNC activities and that collision/comprehensive coverage is unavailable while logged into the TNC platform.

Mandates TNCs provide coverage if a driver's personal TNC insurance lapses or is canceled, and specifies that personal auto insurance policies cannot require TNC insurers to deny claims first.

Prohibits TNCs from disclosing passenger personally identifiable information except with customer consent, by legal obligation, or to the Public Utilities Commission for complaint investigations.

Requires the Public Utilities Commission and Department of Insurance to study TNC insurance coverage and report findings to the Legislature by December 31, 2017, with intent for Department of Insurance to expedite approval of TNC insurance products by July 1, 2015.