CA AB402

Requires all short-term disability income insurance policies (2 years or less duration) issued, amended, or renewed on or after July 1, 2014 to provide coverage for disability caused by severe mental illnesses

Defines "severe mental illnesses" to include schizophrenia, schizoaffective disorder, bipolar disorder, major depressive disorders (including postpartum depression), panic disorder, obsessive-compulsive disorder, pervasive developmental disorder/autism, anorexia nervosa, and bulimia nervosa

Applies to all disability income insurance policies that provide disability income benefits and meet the short-term duration requirement