CA AB1580

Establishes security freeze protections for "protected consumers" defined as individuals under 16 years old, incapacitated persons with appointed guardians or conservators, and foster youth under county welfare or probation department jurisdiction.

Requires consumer credit reporting agencies to place security freezes within 30 days upon request from a protected consumer's authorized representative, with written confirmation sent within 10 days.

Permits agencies to charge up to $10 per freeze placement or removal, but waives fees for identity theft victims, consumers under 16 with existing reports, and foster youth.

Restricts release of protected consumer credit reports and records except as authorized by law, including exceptions for certain entities, court orders, law enforcement, child support agencies, and fraud investigations.

Allows protected consumers or their representatives to request removal of security freezes, which must be completed within 30 days if proper documentation and fees are provided.