CA SB585

Creates the Insurance Payment Intercept Program within the Department of Insurance, effective July 1, 2016, to match insurance claim payments with child support obligors who owe past due support.

Requires insurers and self-insurers to report claimant information (name, address, date of birth, social security number) prior to paying claims through an automated data match system operated by the Department of Child Support Services.

Authorizes the Insurance Commissioner to impose fines up to $1,000 per violation and issue compliance orders if insurers fail to report claim data, with a mandatory 30-day notice period before penalties are imposed.

Applies to specific insurance types including automobile liability, homeowners' liability, commercial liability, workers' compensation, life insurance, and disability income insurance for claims of $500 or more (nonrecurring) or $1,200 or more (cumulative over 12 months).

Prohibits payment delays due to child support intercept requirements and grants civil immunity to insurers, self-insurers, and data match programs acting in good faith; requires all claimant data not matched to a support obligor be immediately destroyed.