CA AB1799

Requires insurers to provide insured persons with a complete copy of their fire insurance policy within 30 calendar days of a covered loss request, including the full policy, endorsements, and declarations page.

Entitles insured persons who have not experienced a covered loss to receive one free copy of their policy annually, with the same complete documentation requirements.

Allows insurers to provide electronic copies of policies to insured persons for covered losses resulting from a state of emergency, even if the insured has not elected to receive electronic documents.

Requires insurers compliant with electronic transaction requirements under Section 38.6 to provide electronic copies of policies for state of emergency losses upon request.

Specifies that an insured's request for an electronic policy copy during a state of emergency does not constitute consent to receive future electronic communications.